In Park Mobile Home Refinance Loan Highlights

Refinance Programs:

Platinum Program

Built June 13, 1976 or newer
Fico score 700+ 
Unlimited cash to 65% LTV
25K cash out to 80% LTV
Debt consolidation allowed
Rate improve for 10 and 15 year terms

Gold Program

Built June 13, 1976 or newer
Fico scores 640-700 -
50K cash to 65% LTV $7500 cash to 80% LTV
Terms to 25 years
In some cases debt consolidation allowed
Free & Clear cash out to 50K

Preferred Program

Built June 13, 1976 or newer
Fico scores 620-640 -
$7500 cash out to 80% LTV
Terms to 20 years
Home improvement bills only
Free & Clear cash out to 50K

Standard Program

Built June 13, 1976 or newer
Fico scores 600-620 -
$7500 cash to 75% LTV
Terms to 15 years
No debt consolidation
Free & Clear cash out to 35K

Sub Prime

Built 1960 or newer(CA only)
Fico scores 599 or less -
Loans to 65% LTV unlimited cash
Terms to 20 years
Private Money chattel rates apply
No prepay penalties

Older Homes

Built 1965 – June 12, 1976
Fico Scores 640+ 
Cash to 65% LTV / max housing ratio 38%
Terms to 20 years
Debt consolidation allowed
Strong park community

 In Park Mobile Home Refinance Loan Highlights  

Purchase Programs:

Platinum Program

Built June 13, 1976 or newer
Fico score 700+ -
Min 5% down
Terms to 30 years
Fully Amortized loans only
No prepay penalties

Gold Program

Built June 13, 1976 or newer
Fico scores 670-700 -
Min 10% down
Terms to 20 years
Fully Amortized loans only
No prepay penalties

Preferred Program

Built June 13, 1976 or newer
Fico scores 640-670 -
Min 10-20% down
Terms to 20 years
Fully Amortized loans only
No prepay penalties

Standard Program

Built June 13, 1976 or newer
Fico scores 600-640 -
Min down 20-40%
Terms to 20 years
Fully Amortized loans only
No prepay penalties

Sub Prime

Built 1960 or newer
Fico scores 599 or less -
Min down 30-50% to be considered
Terms to 20 years
Fully Amortized loans only
No prepay penalties

Older Homes

Built 1970 – June 12, 1976
Fico Scores 650+ -
Min 15% down
Terms to 15 years
Fully Amortized loans only
No prepay penalties

We also have Buy for Loans (Non owner occupied), Co sign loans, Second home loans with a min of 20% down with good credit.

Homes built prior to 1970 may be considered if:
Multi section
Min fico score 640 -
Min 20% down payment
Preferred communities (5 star)

* In the State of California, there may be out of pocket fees for the appraisal.

• Experience.
  Founded in 1999, LoanJunction.com has processed and funded 10's of thousands of mobile home loans.
• Customer Service.
  We are only as good as our last clients says we are. That's why with every customer we'll move mountains for the privilege to be your lender. With caring staff, 24 hour customer service & online account management we intend to move mountains for you for years to come.
• Financial Resources.
  LoanJunction.com is a national lender drawing upon over 4 billion in investment capital for our clients needs. 
• Track Record.
  You don't get to be a proud AAA rated Better Business Bureau company by doing things the wrong way. We intend to keep it that way.
• Community Support.
  We have a larger responsibility to support our clients long after the transaction is done. Please visit our Park Crime Prevention Page to join us in keeping our park communities safe and crime free; Also As rent control advocates, no one is more out spoken about keeping our parks free of exuberant & predatory rent increases.
• Technology.
  With an eye on the 22nd century, our client management services are second to none. Our award winning online operations coupled with 24 live customer service, automated bill pay and rate decrease notifications we stand at the forefront of mobile home lendings' long awaited technological revolution.
• Hands On.
  There are no substitutions for rolling up the sleeves to get the job done right. That's why each client is assigned a proven & considerate account executive to oversee the loan transaction from start to finish. This is your guy or gal in the trenches with their "hands on" approach.
• Accountability.
  Each staff member is 100% accountable to you and your needs. Whether the loan has unforeseen difficulties, or tough measures need to be taken, our staff from the president on down will always field your calls and/or concerns.

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